White Oak EMS is proud to be your officially designated hometown ambulance provider for White Oak Borough and South Versailles Township. Calling 911 and requesting an ambulance can be a frightening moment for anyone. Often times 911 is not called by people who need emergency ambulance service because there is a fear of the amount of money it will cost.
We are pleased to present you with this opportunity to help us help you. The ambulance plan is a mutually beneficial program in that it helps you with balances left unpaid by insurance companies. In turn, you help generate funding critical for us to continue to provide the high level of service you have come to expect.
We continue to be staffed 24 hours a day, 7 days a week. We utilize the most Advanced Life Support procedures and equipment.
We invite you to explore each tab on this page to lean more about our Ambulance Plan. You can even subscribe online! We sincerely hope that you will recognize and take advantage of this critically important benefit for you and your ambulance service.
- White Oak EMS is a 501c(3) non-profit organization and therefore receives limited tax and/or monetary based reimbursement from the areas we service. Our ability to provide services and purchase vital lifesaving equipment is dependent on insurance company reimbursements, donations, and Ambulance Plan enrollments from the residents in our service area of White Oak and South Versailles Township.
- We provide emergency and non-emergency services for White Oak Borough and South Versailles Township.
- We also provide mutual aid service to neighboring communities upon request.
- We respond to over 4,000 emergency and non-emergency calls each year.
- Our ambulances are fully equipped for Basic and Advanced Life Support and maintain licensure through the PA Department of Health.
- Career and volunteer staff on-duty 24 hours a day / 7 days a week / 365 days a year. All ambulance personnel are certified through the PA Department of Health. Paramedics receive their medical command through UPMC.
- You might be surprised to learn that your health insurance, including Medicare, may not provide full coverage for ambulance service.
- Average cost for an emergency transport can be $500 to $800.
- Because of high premiums associated with insurance, many employers are self-insured and choosing plans that have higher deductibles, co-pays, or non-covered services.
Subscription Plan Advantages
- Unlimited emergency transports to a local or specialty hospital as needed.
- Family subscription plan provides coverage to all members and visitors of the household.
- Significant savings on balances left unpaid by insurance companies. In some cases, this amounts to a 50% discount.
- You will be helping to fund your local ambulance service for the most up-to-date prehospital care.
Not Included In Your Subscription
- Doctor’s office appointments.
- Additional mileage beyond the closest medically appropriate facility.
- Not medically necessary transports (as determined by your insurance carrier).
- Any request for ambulance service when you are traveling outside of White Oak Borough and South Versailles Township.
- Any request for ambulance service for a member of your household that is away at college, work, vacation, etc.
What Your Subscription Funds
- Medical Equipment Upgrade and Replacement – cardiac monitors, oxygen, training aids must be maintained to keep up with technology.
- Ambulance Costs – tires, preventative maintenance, yearly inspections, and insurance.
- Building Costs – utility bills, appliances, computers, furniture, and insurance.
- Personnel Costs – wages, benefits, training, and worker’s compensation.
- Operational Costs – office supplies, printing, disposable products.
- Other Costs – non-reusable medical supplies, equipment purchase and replacement, communication equipment.
Q: Why should I be a subscriber if I have Medicare or other insurance?
A: You may be surprised to learn that each year, insurance companies change the list of what they consider “medically necessary” for an emergency ambulance reimbursement. There is no guarantee that any insurance carrier will cover 100% of the ambulance bill. Second, we need your support each year. With the increases in operational expenses and decreases in reimbursements from insurance carriers, we simply cannot survive without your support.
Q: I am a plan member, why did you bill my insurance?
A: Every plan member’s insurance will be billed. That is where we get the bulk of the money generated by the ambulance invoice. If there is a remaining balance, it will be forwarded to the individual that used the ambulance service. If you are a plan member, you will qualify for the 50% discount on that remaining balance. If you are not a subscriber, you will be responsible for 100% of that remaining balance.
Q: I chose not to subscribe to the ambulance plan but I have since used the service and now want to join. Can I sign up today and have the discount applied to my most recent service?
A: We highly recommend joining the ambulance plan during the advanced enrollment period. There is a 30 day waiting period if you enroll after January 1.
Q: Can I join the Ambulance Plan after the advanced enrollment period?
A: Yes, but there is a 30 day waiting period before you and your family can enjoy the benefits of the plan.